Exploring Insurance for Heavy Construction Contractors

In heavy construction, managing risks is as crucial as managing the project. Contractors face many hazards, from equipment damage and injuries to delays and natural disasters. Navigating this landscape requires the right insurance coverage—which is essential for running a successful construction business.

The potential risks involved in heavy construction projects can vary depending on the type of project, location, and other factors. To mitigate these risks, contractors must have appropriate insurance coverage.

Key coverages include rigger’s liability, equipment leases, over-the-road equipment, and boom overload. Contractors may also need commercial general liability (CGL) insurance to cover third-party property damage or bodily injury claims on the project site. Workers’ compensation insurance protects employees from work-related injuries and illnesses.

In addition to these standard coverages, heavy construction contractors may also require specialized coverage depending on their specific business operations. For example, contractors involved in excavation or foundation work may need excavation and trenching insurance, while those working on bridges or tunnels may require marine liability insurance.

Choosing Brennan & Stuart for your insurance needs has numerous advantages that cater to the heavy construction industry. With years of industry-specific knowledge, we offer tailored insurance solutions that address your business’s unique risks.

Our highly competitive rates ensure you receive the best value without compromising coverage quality. We partner with A-rated AM Best carriers, guaranteeing reliable financial backing. We also provide various risk management tools and expert claims management to help you navigate and minimize industry challenges.

Our services include thorough contract review and 24/7 certificate issuance to ensure your projects remain compliant and uninterrupted. As a proud member of the Specialized Carriers and Rigging Association for over 30 years, we bring a legacy of trust and expertise.

Call 815-223-0137 today to learn how Brennan & Stuart, Inc. can provide comprehensive insurance solutions to protect your heavy construction business.

Brennan & Stuart

222 Bucklin Street

La Salle, IL 61301

815-223-0137

www.brennanstuart.com