Do I Need Umbrella Insurance?

When it comes to insurance, there are a lot of things to consider. Umbrella insurance is additional coverage that can help protect you and your assets if you are sued. This policy can cover extra costs that your regular insurance might not cover.

Umbrella insurance can cover more than what other liability policies will cover. Other liabilities include medical expenses, property damage, and legal defense costs. It can also cover claims excluded by your existing policy, such as libel and slander.

You might consider an umbrella policy if you have significant assets or a high net worth that could be at risk in the event of a lawsuit. An umbrella policy can provide added protection for these assets and help to safeguard your financial future.

In the end, umbrella insurance provides an extra layer of protection to help you cope with unexpected costs. Whether you need it depends on your policy coverage and how much coverage you need. It’s always best to speak with a qualified insurance professional before making any decisions. They can help evaluate your policy and answer any questions you have about liability coverage or umbrella insurance. Ultimately, the decision is yours. But if you’re seeking extra protection, umbrella insurance could be just what you need.

Whether or not you purchase umbrella insurance is your decision. However, it might be a good idea if you have assets that could be at risk in a lawsuit. With an extra layer of policy coverage, you can rest assured that your finances are protected. Take the time to consider your policy and liability exposure - it could make all the difference in having financial peace of mind.

We at Brennan & Stuart understand the importance of finding the right policy coverage for your unique circumstances. Our experienced professionals can provide personalized advice on liability coverage and umbrella insurance, helping you make informed decisions about protecting your financial future.

Contact us at 815-223-0137 to learn more about our insurance policies and get a free quote.

Brennan & Stuart

222 Bucklin Street

La Salle, IL 61301

www.brennanstuart.com