Upon turning 65, enrolling in a Medicare Plan is an important milestone in your life.
Original Medicare Plans contain two parts – A and B – which is sufficient for many people. But for some, a bundled alternative Plan may be a better option, depending on your needs.
Finding in the right Medicare Plan means you’ll have access to the most appropriate care for you.
Enrolling in a Medicare Advantage Plan is a great way to ensure you’ll get Parts A and B of Original Medicare, plus additional options such as prescription drugs. Coverage for dental and vision may be available as well.
Medicare Advantage Plans, (also referred to as Part C), are Medicare-approved and offered by private companies.
Medicare Advantage Plans usually include coverage for prescription medication (Part D). This is a key factor to remember and makes for a much more comprehensive Plan than Original Medicare. Additionally, Medicare Advantage Plans place a limit on your annual out-of-pocket costs. This helps to guard against any extra coverage expenses that may arise.
Medicare Advantage Plans have other important details to be aware of as well:
- You can still get the full coverage from Medicare Parts A and B.
- You can join a Medicare Advantage Plan with a pre-existing condition.
- Your out of pocket costs may be lower with a Medicare Advantage Plan.
- You cannot buy a Medigap policy if you have a Medicare Advantage plan; you’d have to switch back to Original Medicare first.
There are a lot of details in a Medicare Advantage Plan, but Senior Watchdog is here to help you through each step of the enrollment process. By carefully addressing every part of each Plan with you, you can rest assured we’ll help you to get the best Plan for your specific needs.
For more information or any questions on getting help with enrolling in a Medicare Advantage Plan, visit www.seniorwatchdoginc.com or call us at 815-223-9394.
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