Local BBB offers tips to avoid “storm chaser” scams

The Better Business Bureau of Chicago and Northern Illinois (BBB) has offered up a list of tips for victims of severe storms so they can avoid being scammed by shoddy contractors.

Some suggestions are:

Do your research by reading business reviews and ratings, and by confirming proper insurance and licensing on BBB.org.

• Contact your insurance company about policy coverage, filing requirements and recommended contractors. Save receipts for food, temporary lodging, or other expenses.

• Get more than one estimate.

• Resist high-pressure sales from contractors who only offer a “good deal” if you hire them on the spot.

• Many municipalities require a solicitation permit, so be careful of salespeople or contractors going door-to-door. Ask for identification, check their vehicle for a business name, phone number and in-state license plates.

• Don’t sign over insurance checks to contractors or sign documents that give the contractor any rights to your insurance claim. Get an invoice from the contractor and pay directly, preferably with a credit card offering additional fraud protection.

• Be wary of contractors who will not allow you to inspect their work on your roof or other areas of your house. An unethical contractor may create damage to get extra work.

The BBB also warns customers and contractors to be wary of impostor storm chasers who imitate legitimate businesses by capitalizing upon an established name and reputation.

“Unfortunately, the aftermath of a crisis also brings out scammers and contractors taking advantage of those who have already been victimized,” Steve Bernas, president and CEO of BBB of Chicago and Northern Illinois, said in a statement.