Do You Really Need a Month to Remember Long-Term Care Planning?

In 2001, Congress established the month of November as Long-Term Care Awareness Month.

Back then, long-term care did not have the awareness that it does today. In 2020, most of us know a family member, neighbor, friend, or co-work that is impacted by the consequences of long-term care.

“Most of us are aware of the costs and burdens associated with long-term health care. The fact is long-term care is both a cash flow issue as well as a family issue. Without planning, family members become caregivers,” said Matt McCann, a nationally known expert on long-term care planning.

The cost of care services is based on several factors, including where you live, the type of care you require, and location. Most long-term care services are delivered outside of a nursing home. There are several care options, including adult day care centers, assisted living facilities, memory care facilities, and traditional nursing homes.

“Affordable LTC Insurance offers guaranteed tax-free benefits, giving you the choice of quality care in the setting you desire. However, planning for long-term care is about more than just money. It is about family. Preparing our family and finances will safeguard income and assets and ease the stress otherwise placed on family,” McCann added.

Family caregivers face stress, depression, and anxiety. They also face health problems as a result of their role as a caregiver. Family members often tell McCann that their parent’s Long-Term Care Insurance policy gave them the time to be family.

According to the American Association for Long-Term Care Insurance, 69.5 percent of new LTC Insurance claims start after the policyholder reached age 80. Longevity means you are likely to need long term care services.

McCann is licensed nationwide and represents the major brands in Long-Term Care Insurance. You will be able to safely discover your options and get accurate quotes from the major companies. His unique process allows consumers to view his computer screen from the comfort of their own home. They can learn and shop without pressure or worry.

Start your research by reading The Ultimate Long-Term Care Insurance Guide. McCann’s website has many resources, including descriptions of the various types of solutions for long-term health care.

“Premiums also vary dramatically, even for the same coverage. As a specialist, I help consumers learn about their options, and then we can design an appropriate plan based on their situation,” McCann explained.

Take advantage of your good health and start planning now.

McCann Insurance Services: 866.751.7957: www.mccannltc.net