Kane County to renew contract with Blue Cross Blue Shield

GENEVA – Despite considering another insurance provider, Kane County will remain with Blue Cross Blue Shield, pending County Board approval next month.

The Human Services Committee on Wednesday recommended approval of resolutions authorizing Chairman Chris Lauzen to enter into contracts for health, dental and vision insurance with Blue Cross, Guardian and Delta, respectively.

Health costs are split and are covered 83 percent by the employer and 17 percent by the employee. Open enrollment begins next week.

Laurence Marx of Global Benefits Group – a Libertyville-based employee benefits consulting firm – said the renewal with Blue Cross will result in a projected increase of 6.19 percent.

The best alternative was Cigna, Marx said. But, he said, an analysis supported staying with Blue Cross.

Lauzen said the county has submitted questions about the group administration document to Blue Cross. His concerns include who gets potential discounts or payments from health care providers.

“I think those should come to us,” he said. “Who pays the bill ought to get the discounts.”

The county is self-insured. Blue Cross acts as its third-party administrator.

Board members were concerned the questions were coming at the eleventh hour and might jeopardize the county’s relationship with Blue Cross. They said employees appreciate that they get good health insurance.

Lauzen said he wanted to become more knowledgeable on the terms with Blue Cross, not to hold up the process.

Board member Melisa Taylor, R-Sugar Grove, said insurance decisions shouldn't be made this late.

“This process should be done by now,” she said.